I (we) hereby authorize you or any credit reporting agency employed by you to investigate the references listed herein or any of the other information stated above to determine my (our) qualifications for a credit account. I(we) authorize you to report your credit experience regarding me(us). I (we) further state that all information supplied by me(us) is true and accurate, monthly rate of 1.5% will be applied to any unpaid balances (annual rate of 18%) exceeding 30 days. I (we) will be responsible for any reasonable collection or attorney fees resulting from failure to pay for services/products rendered.